Understanding payment delivery timelines
Timing is important when bill paying. Let's review how long it takes for payments to arrive to your vendors, depending on which payment and delivery method are used for the payment.
Paying with Bank Transfer (ACH):
- Delivered by ACH: 3 business days (4 business days for payments over $100K).
- Delivered by wire transfer: 3 business days (4 business days for payments over $100K).
- Delivered by paper check in the mail: 7 business days.
- Delivered by fast paper check: 3 business days.
Paying with debit/credit card:
- Delivered by ACH: next business day.
- Delivered by wire transfer: next business day.
- Delivered by paper check in the mail: 7 business days.
- Delivered by fast paper check: 3 business days.
NOTE: If you're sending your vendor a request to fill out their payment delivery details, the estimated delivery time will be affected by this.
To learn more about payment and delivery methods go to this article.